Financial Verification Services

The Critical Role of Financial Documentation

For Indonesian seafarers applying for international visas—particularly for the USA (C1/D), UK, Schengen Area, and Australia—demonstrating financial stability is often the single most challenging requirement. Embassies require rigorous proof that an applicant has sufficient economic ties to Indonesia and adequate funds to support themselves during transit, ensuring they will not overstay their visa or seek unauthorized employment.

INDO DOCS provides specialized assistance in structuring, organizing, and presenting your legitimate financial assets to meet embassy standards. We understand that seafarers often face unique financial situations—receiving income in cash, holding accounts in multiple currencies, or having irregular deposit patterns due to long contracts at sea. Our goal is to present your true financial standing clearly, accurately, and professionally.

Compliance Warning: INDO DOCS strictly adheres to legal and ethical standards. We do not create fake bank statements, fabricate employment letters, or falsify financial records. Our service is limited to the professional organization and presentation of your actual financial resources. Attempting to use fraudulent documents is a crime and will result in permanent visa bans.

Why Embassies Scrutinize Finances

Consular officers are trained to assess "immigrant intent"—the likelihood that a visa applicant intends to remain in the destination country illegally. Financial documentation serves two primary purposes in this assessment:

Proof of Means: Verifying you can afford travel costs, accommodation, and emergencies without public assistance.

Economic Ties: Demonstrating you have established financial roots (savings, assets, investments) in Indonesia that you would not abandon.

For seafarers, who spend months away from home, proving these "ties" can be difficult. Standard employment letters may not suffice. INDO DOCS helps you build a comprehensive financial profile that effectively addresses these consular concerns.

Our Documentation Services

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Bank Statement Analysis

We review your transaction history to identify potential "red flags" such as sudden large deposits that embassies view suspiciously. We help you prepare written explanations for irregular income patterns common in maritime employment (e.g., accumulated cash wages deposited after signing off).

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Sponsorship Structuring

If your own accounts are insufficient, we guide you on properly documented sponsorship from parents or immediate family members. We prepare the necessary sponsorship letters (Surat Jaminan) and assist in collating the sponsor's supporting financial evidence.

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Asset Valuation Documents

We assist in presenting non-cash assets such as property deeds (Sertifikat Tanah/Rumah), vehicle ownership (BPKB), or investment portfolios as supplementary evidence of economic ties to Indonesia.

Ethical Documentation Structuring

Many visa rejections stem not from a lack of funds, but from poor presentation. An embassy officer reviewing hundreds of applications daily needs to understand your financial situation in seconds. INDO DOCS ensures your application speaks for itself.

What We Do

Clarity: We organize documents logically, with clear summaries and translations where necessary.

Context: We help draft cover letters explaining your maritime income structure (e.g., why you have a foreign currency account or receive remittances from overseas shipping companies).

Completeness: We ensure 3 months' worth of statements (or as required) are complete, legible, and officially stamped by the bank.

What We Do NOT Do

We do not deposit funds into your account to inflate balances ("dana talangan").

We do not edit or alter bank statements digitally.

We do not provide "dummy" tickets or hotel bookings intended to deceive; all travel arrangements must be genuine or verifiable reservations.

Confidentiality & Data Security

We understand that your financial documents contain sensitive personal information. INDO DOCS employs strict security protocols to protect your privacy:

Limited Access: Only authorized case managers handling your specific file have access to your financial documents.

Secure Storage: Physical documents are stored in locked facilities; digital records are encrypted.

Data Retention Policy: We return original financial documents immediately after processing and delete digital copies after a specified period post-application, unless you request otherwise for future applications.

Non-Disclosure: We never share your financial details with third parties, manning agencies, or other entities without your explicit written consent.